Intellect International
Intellect International (www.intellectinternational.net) provides on demand SaaS applications which enable financial institutions of all sizes to deliver a profitability contribution estimate for each lending opportunity. Their flagship solution preserves and protects your institution´s future profitability and capital adequacy by ensuring that booked loans meet a minimum profitability threshold.
Astadia has chosen to work with Intellect International in certain engagements with our financial institution clients.
Here are a few advantages this partner brings to the table:
- Over 25 years of experience in banking.
- Deep financial industry knowledge in: multidimensional profitability, market risk, credit risk, collections, budgeting and planning.
- More than 15 years of experience developing and implementing applications for the financial sector.
- Over 3 years of experience with Salesforce.com and Cloud Computing.
- Developed the only suite of integrated Cloud Computing applications tailored for financial services institutions.
Intellect International's flagship solution is ProfitGuard, and it provides funding desks with world-class transfer pricing functionality without requiring expensive platform components.
ProfitGuard leverages transfer pricing methodologies to calculate cost of funds, Spread and Net Interest Margin. By including average costs and fees per financial product, it estimates Net Income for each lending opportunity. Any one of these parameters can be used to trigger and control loan approval workflows. ProfitGuard empowers your sales team with loan contribution analytics in record time, yielding a higher ROI.
ProfitGuard integrates naturally with Salesforce SFA to leverage profit contribution information for every lending opportunity generated by business units. This powerful combination allows lending institutions to evolve from volume-based commercial processes to profit contribution-centric commercial processes.
